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Writer's pictureMaria De Jesus Berry

Chime: Banking made Awesome!


I have been searching for a good bank for over a year now. I've tried so many and ended up displeased with them all. I was sick and tired of dealing with hacked accounts, bad service and endless fees! One day I heard of Chime and thought to look into them. Here's what I found out:



Chime has No Hidden Fees

Hidden fees are sneaky. Chime is not. That’s why Chime offers online banking with no monthly fees or open deposit required. Applying for an account online is free. There’s no opening deposit or minimum balance required, no international transaction fees, and if you lose your debit card, the new ones on Chime! <3



Get Paid Up to 2 Days Early with Direct Deposit¹

Tired of waiting for your direct deposit? Open a Chime Spending Account, set up Direct Deposit and you’re automatically eligible to receive your paycheck up to two days early.


An Award-winning Mobile Banking App

Chime’s mobile banking app enables you to manage all of your online banking on the go. With over 135,000+ five star reviews in app stores, our mobile app has everything you need with a simple, intuitive design.


Grow Your Savings Automatically

Saving money has never been so simple. We provide automation tools that help you grow your savings without thinking about it. Chime’s Automatic Savings is an optional Savings Account with several features that allow you to automate your savings plan and achieve your goals faster.


Banking Security and Control

Your mobile and online banking security and privacy are our priority and your money is always protected. Chime offers industry standard banking security, plus a few extra special tools to keep your money safe.


Your money is safe with Chime.

  • 128-bit AES encryption, access control, and secure processes to ensure your money is always safe.

  • Instant transaction notifications ensure you are the first to know about unusual transactions.

  • Instantly block your card if it goes missing or you suspect unauthorized use via the Chime mobile banking app.

  • Shop worry-free at millions of merchants. Chime debit cards are protected by the Visa Zero Liability Policy.


Get fee-free overdraft up to $100* with Chime’s SpotMe. Make the switch today!


Sign up using my personal referral link. It's let's Chime know that I've sent you their way. <3



I am extremely pleased with my Chime Banking experience thus far. I have to say that my favorite part of banking with Chime is the savings from all of the fees that other banks charge. Overall, it helps me save a lil more money and who doesn't love that? <3

Thank you Chime! <3



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